Short Sale Specialists

Born Survivors 1930-1979

Feb 3, 2011

Student pledging to the flag, 1899.

Image via Wikipedia

To Those of Us Born
1930 – 1979 

TO ALL THE KIDS WHO SURVIVED THE
1930′s, 40′s, 50′s,
60′s and 70′s!! 

First, we survived being born to mothers who smoked and/or drank while they were pregnant. 

They took aspirin, ate blue cheese dressing, tuna from a can and didn’t get tested for diabetes. 

Then after that trauma, we were put to sleep on our tummies in baby cribs covered with bright colored lead-base paints. 

We had no childproof lids on medicine bottles, locks on doors or cabinets and when we rode our bikes,
we had baseball caps
not helmets on our heads. 

As infants & children, we would ride in cars with no car seats, no booster seats, no seat belts, no air bags, bald tires and sometimes no brakes.
Riding in the back of a pick- up truck on a warm day was always a special treat.
We drank water from the garden hose and not from a bottle.
We shared one soft drink with four friends, from one bottle and no one actually died from this.
We ate cupcakes, white bread, real butter and bacon. We drank Kool-Aid made with real white sugar. And, we weren’t overweight.. WHY?
Because we were always outside playing…that’s why!
We would leave home in the morning and play all day, as long as we were back when the streetlights came on..
No one was able to reach us all day. And, we were OKAY.
We would spend hours building our go-carts out of scraps
and then ride them down the hill,
only to find out we forgot the brakes. After running into the bushes a few times, we learned to solve the problem

We did not have Play stations, Nintendo’s and X-boxes. There were no video games, no 150 channels on cable, no video movies or DVD’s,
no surround-sound or CD’s,
no cell phones,
no personal computers,
no Internet and no chat rooms.
WE HAD FRIENDS and we went outside and found them!
We fell out of trees, got cut, broke bones and teeth and there were no lawsuits from these accidents.

We would get spankings with wooden spoons, switches, ping pong paddles, or just a bare hand and no one would call child services to report abuse.

We ate worms and mud pies
made from dirt, and
the worms did not live in us forever.
We were given BB guns for our 10th birthdays, made up games with sticks and tennis balls and, although we were told it would happen, we did not put out very many eyes.
We rode bikes or walked to a friend’s house and knocked on the door or rang the bell, or just walked in and talked to them.
Little League had tryouts and not everyone made the team.
Those who didn’t had to learn
to deal with disappointment.

Imagine that!!
The idea of a parent bailing us out if we broke the law was unheard of. They actually sided with the law!
These generations have produced some of the best
risk-takers, problem solvers and inventors ever.
The past 50 years have been an explosion of innovation and new ideas.

We had freedom, failure, success and responsibility, and we learned how to deal with it all.

If YOU are one of them, CONGRATULATIONS!

You might want to share this with others who have had the luck to grow up as kids, before the lawyers and the government regulated so much of our lives for our own good.
While you are at it, forward it to your kids so they will know how brave and lucky their parents were.

Kind of makes you want to run through the house with scissors, doesn’t it ?
~
The quote of the month is by
Jay Leno:
‘With hurricanes, tornados, fires out of control, mud slides, flooding, severe thunderstorms tearing up the country from one end to another, and with the threat of bird flu and terrorist attacks, are we sure this is a good time to take God out of the Pledge of Allegiance?’
For those that prefer to think that God is not watching over us…go ahead and delete this.
For the rest of us…please share!!

Courtesy of an e-mail blast I received today! Unknown writer

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Comments: 0

2011 Foreclosure mess… Worst year yet?

Jan 19, 2011

Great Depression: man dressed in worn coat lyi...
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Due to the dramatic decrease in property values over the last three years millions of Americans have found themselves in an increasingly hopeless situation. The American dream of one’s home being the most lucrative investment seems long gone. Many homeowner‘s find themselves wondering which course of action is the quickest road to financial recovery. As a responsible adult which is the best financial decision for your family?? Should you consider letting your home go risking your credit history of faithfully making all your payments on time, will you qualify for a loan modification, or would it be best to continue making payments even though your home is underwater and hope for the best ? Continue reading

Comments: 0

7 ways to improve your credit

Oct 8, 2010

credit repair

What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:

1. Check for and correct any errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management. This means running your own credit often to see what’s new and what’s not supposed to be on your report…. Continue reading

Comments: 2

No Cali. Short Sale Deficiencies

Oct 5, 2010

Point Mugu, Calif. (Jun. 24, 2005) - With the ...
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Ladies and gentleman there is light at the end of the tunnel for underwater and distressed homeowners looking to pursue a short sale! Starting January 1, 2011, a seller‘s first trust deed lender cannot obtain a deficiency judgment against the seller after a short sale. Continue reading

Comments: 1

North County Foreclosures “a sleeping giant?”

Oct 4, 2010

Pauma Valley, North San Diego County, California
Image by Mastery of Maps via Flickr

FORECLOSURES in North County “a sleeping giant” lenders become more aggressive to foreclose…..

Some would look to the greener side of the fence when you consider the decline of defaulted mortgages in Southwest Riverside and in North San Diego counties over the last 14 months.  But many believe this decline is in response to the loan modification and home retention hype over the last 18 months that allowed more than 1 million homeowners nationwide to get into trial modification programs, in which they made reduced mortgage payments while lenders assessed borrowers’ ability to pay.

The programs, combined with a 30 percent rebound in North County home prices and 10 percent in Southwest Riverside County, helped lower foreclosure rates in the region over the last year and a half by 81% in Southwest County and 83% in North County. Continue reading

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